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    ITS TIME TO GET THAT CHRISTMAS CLUB ACCOUNT STARTED!!

REFINANCE YOUR AUTO LOAN YOU HAVE WITH ANOTHER FINANCIAL INSTITUTION AND RECEIVE CASH AT CLOSING AND THE CREDIT UNION WILL PICK UP THE VSI FEE$!$!$$   A TWENTY THOUSAND DOLLAR REFI COULD GET YOU $250 

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CONGRATS TO THE WINNERS FROM THE PICNIC IN THE PARKING LOT!!

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HELPING HAND

YOUR CREDIT UNION HAS DONATED TO THE DAYTON FOOD BANK TO HELP THOSE IN NEED FROM THE RECENT TORNADOS.

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IF YOU ARE PLANNING A TRIP OUT OF STATE MAKE SURE YOU CALL THE CREDIT UNION SO WE CAN TAKE OFF ANY TRAVEL RESTRICTIONS THERE MAYBE.

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                                    CERTIFICATE SPECIAL 13 MONTHS @ 2.55% APY

                                    CERTIFICATE SPECIAL 22 MONTHS @ 2.65% APY

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TIRED OF YOUR CURRENT FINANCIAL INSTITUTION?

HTM AREA CREDIT UNION WAS ESTABLISHED IN TROY OHIO IN 1950 AND WE MAYBE WHAT YOU ARE LOOKING FOR.

CHECK OUT OUR SHARE AND CERTIFICATE RATES, THEY ARE SOME OF THE BEST AROUND.

DOES YOUR BANK STILL GIVE YOU FREE CHECKING??

WE DO!! (WE ALWAYS HAVE)

IN THE NEIGHBORHOOD?  COME CHECK US OUT.

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ONLY 13 WEEKS LEFT UNTIL CHRISTMAS 2019 SO

DON’T WAIT UNTIL THE LAST MINUTE TO SAVE FOR YOUR CHRISTMAS FUNDS!  OPEN A CHRISTMAS CLUB ACCOUNT TODAY!!  HO HO HO

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IF YOU ARE HAVING PROBLEMS USING THIS WEB SITE PLEASE CONTACT JIM AT

937-335-8591

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LOOKING TO PURCHASE A NEW HOME OR REFINANCE YOUR EXISTING HOME??  CALL OR COME IN AND WE CAN GET THE PROCESS STARTED.

OUT OF TOWN AND NEED CASH FROM YOUR ACCOUNT OR MAKE A DEPOSIT?  SHARED BRANCHING IS UP AND RUNNING. THERE ARE OVER 5000 BRANCHES YOU CAN GO TOO.  TO FIND A BRANCH GO TO WWW.CO-OPFS.ORG OR CALL US AT  937 335 8591

WE OFFER VISA CARDS WITH A RATE OF 10.90% AND YOU CAN EARN POINTS FOR MERCHANDISE AND TRAVEL.