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    ITS TIME TO GET THAT CHRISTMAS CLUB ACCOUNT STARTED!!

THANK  ALL OF YOU THAT BOUGHT TICKETS FOR THE “DAY WITH THE DAYTON DRAGONS” CONTEST.   ALL PROCEEDS WENT TO THE MARCH OF DIMES.    ONCE AGAIN THANK YOU.

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IF YOU ARE PLANNING A TRIP OUT OF STATE MAKE SURE YOU CALL THE CREDIT UNION SO WE CAN TAKE OFF ANY TRAVEL RESTRICTIONS THERE MAYBE.

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TIRED OF YOUR CURRENT FINANCIAL INSTITUTION?

HTM AREA CREDIT UNION WAS ESTABLISHED IN TROY OHIO IN 1950 AND WE MAYBE WHAT YOU ARE LOOKING FOR.

CHECK OUT OUR SHARE AND CERTIFICATE RATES, THEY ARE SOME OF THE BEST AROUND.

DOES YOUR BANK STILL GIVE YOU FREE CHECKING??

WE DO!! (WE ALWAYS HAVE)

IN THE NEIGHBORHOOD?  COME CHECK US OUT.

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CERTIFICATE SPECIAL

19 MONTHS APY 2.85%

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ONLY 32 WEEKS LEFT UNTIL CHRISTMAS 2019 SO

DON’T WAIT UNTIL THE LAST MINUTE TO SAVE FOR YOUR CHRISTMAS FUNDS!  OPEN A CHRISTMAS CLUB ACCOUNT TODAY!!  HO HO HO

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IF YOU ARE HAVING PROBLEMS USING THIS WEB SITE PLEASE CONTACT JIM AT

937-335-8591

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LOOKING TO PURCHASE A NEW HOME OR REFINANCE YOUR EXISTING HOME??  CALL OR COME IN AND WE CAN GET THE PROCESS STARTED.

OUT OF TOWN AND NEED CASH FROM YOUR ACCOUNT OR MAKE A DEPOSIT?  SHARED BRANCHING IS UP AND RUNNING. THERE ARE OVER 5000 BRANCHES YOU CAN GO TOO.  TO FIND A BRANCH GO TO WWW.CO-OPFS.ORG OR CALL US AT  937 335 8591

WE OFFER VISA CARDS WITH A RATE OF 10.90% AND YOU CAN EARN POINTS FOR MERCHANDISE AND TRAVEL.