Privacy Policy

HTM Area Credit Union is owned by its members and
run by a board of directors you elect. You can be confident that your
financial privacy is a top priority of this credit union. This privacy
notice explains how we collect, use, and safeguard your personal
financial information. If you have any questions, please contact us at
(937) 335-8591.

HTM Area Credit Union collects nonpublic personal
information about you from the following sources:
Information we receive from you on applications or other forms;
Information about your transactions with us or others; and
Information we receive from a consumer reporting agency.

We are committed to providing you with competitive products and services
designed to meet your financial needs, which
necessitates that we share information about you to complete your
transactions and to provide you with certain financial
opportunities. In order to do so, we have entered into agreements with
other companies that provide either services to us or
additional financial products for you to consider. Each of these
companies has been approved by the credit union’s board of directors.

We may also disclose information we collect about you under other
circumstances as permitted or required by law. These
disclosures typically include information to process transactions on
your behalf, conduct the operations of our credit union, follow your
instructions, or protect the security of our financial records.

If you terminate your membership with HTM Area Credit Union

we will not share information we have collected about you,
except as permitted by law.

HTM Area Credit Union restricts access to nonpublic
personal information about you to those employees who have a specific
business purpose for using it. Our employees are trained on the
importance of maintaining confidentiality and member privacy. We
maintain physical, electronic, and procedural safeguards that comply
with federal regulations and leading industry practices to safeguard
your nonpublic personal information.