Term Share Certificates
| Term Share Certificates ($1,000.00 Min.) | Rate | APY |
|---|---|---|
| 6 Months | .69% | .70% |
| 12 Months | .89% | .90% |
| 18 Months | .99% | 1.00% |
| 24 Months | 1.04% | 1.05% |
| 36 Months | 1.14% | 1.10% |
| 48 Months | 1.19% | 1.15% |
| 60 Months | 1.19% | 1.20% |
| Jumbo Term Share Certificate($50,000.00 Min.) | Rate | APY |
| 6 Month | .74% | .75% |
| 12 Month | .94% | .95% |
| 18 Month | 1.04% | 1.05% |
| 24 Month | 1.09% | 1.10% |
| 36 Month | 1.14% | 1.15% |
| 48 Month | 1.19% | 1.20% |
| 60 Month | 1.24% | 1.25% |
Early withdrawal penalty. We may impose a penalty if you withdrawal any of the principal before the maturity date. Amount of penalty. For certificate accounts, the amount of the early withdrawal penalty for your account is 90-day dividends. Dividends on all accounts are calculated on the average Daily Balance and are paid and compounded quarterly. Rates are subject to change.
| Tiered Savings 2ND Quarter Rate | APY | |
|---|---|---|
| $100-$2499 | .15% | .15% |
| $2,500-$9999 | .40% | .40% |
| $10000-$49999 | .54% | .55% |
| $50000 and up | .64% | .65% |
| Checking | ||
| $500-above | .10% | .10% |
IRA Certificates
| IRA Certificates ($1000.00 Min.) | APR | APY |
|---|---|---|
| 6 Months | .69% | .70% |
| 12 Months | .89% | .90% |
| 18 Months | .99% | 1.00% |
| 24 Months | 1.04% | 1.05% |
| 36 Months | 1.09% | 1.10% |
| 48 Months | 1.14% | 1.15% |
| 60 Months | 1.19% | 1.20% |
| Jumbo IRA Certificates($50,000.00 Min.) | ||
| 6 Months | .74% | .75% |
| 12 Months | .94% | .95% |
| 18 Months | 1.04% | 1.05% |
| 24 Months | 1.09% | 1.10% |
| 36 Months | 1.14% | 1.15% |
| 48 Months | 1.19% | 1.20% |
| 60 Months | 1.24% | 1.25% |
Early withdrawal penalty. We may impose a penalty if you withdrawal any of the principal before the maturity date. Amount of penalty. For certificate accounts, the amount of the early withdrawal penalty for your account is 90-day dividends. Dividends on all accounts are calculated on the average Daily Balance and are paid and compounded quarterly. Rates are subject to change.
| Tiered IRA Savings as of 4th Quarter | Rate | APY | ||
|---|---|---|---|---|
| $100-9,999.99 | .20% | .20% | ||
| $10,000-24,999.99 | .44% | .45% | ||
| $25,000-$49999 | .59% | .60% | ||
